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End of FS 106 in LBL
Free (Public Access)
By boat, Through Moss Creek Recreation Area Parking Lot
Picnic Tables & Vault Toilet
Offers direct access to Kentucky Lake with a pebble shoreline and simple day-use amenities nearby, open seasonally.
If your perfect beach day is more about the lake than the crowds, Moss Creek Recreation Area is worth the drive.
Located inside Land Between the Lakes, Moss Creek offers direct access to Kentucky Lake with a wide pebble shoreline, clear views across the water, and a peaceful setting that feels distinctly different from the area’s developed beaches. Visitors come here to swim, spread out a blanket, enjoy a picnic, or simply spend a few quiet hours by the lake.
It may not have all the extras of a state park beach, but that’s exactly what many people appreciate about it.
Moss Creek Recreation Area
Moss Creek keeps things simple.
Instead of playgrounds and volleyball courts, you’ll find open shoreline, picnic tables, and the natural beauty that makes Land Between the Lakes such a memorable place to visit. It’s an easy spot to slow down, listen to the waves, and enjoy Kentucky Lake without feeling like you have to follow a schedule.
Because it’s located inside LBL, Moss Creek also pairs well with hiking, scenic drives, wildlife viewing, or any of the area’s other outdoor adventures.
The pebble shoreline provides easy access to the water, making Moss Creek a favorite swimming spot during the warmer months. Swimming is at your own risk, so always keep an eye on changing lake conditions.
Bring lunch and claim one of the nearby picnic tables before or after your swim. It’s an easy way to spend a relaxing afternoon without needing much more than a cooler and a few beach towels.
Some visitors aren’t looking for a beach packed with activities. Moss Creek offers plenty of room to settle in, enjoy the scenery, and spend time with family or friends at your own pace.
If you’re already exploring Land Between the Lakes, Moss Creek makes an easy stop along the way. A swim in Kentucky Lake is the perfect way to cool off after a morning hike or scenic drive.
Moss Creek feels natural from the moment you arrive.
The shoreline is made up of smooth pebbles rather than sand, giving the beach its own character while providing beautiful views across Kentucky Lake. The surrounding trees add to the peaceful atmosphere, and it’s common to see visitors swimming, enjoying a picnic, or simply relaxing near the water.
The recreation area is designed for day use, so amenities are intentionally simple. That simplicity is part of the appeal, allowing the scenery to take center stage.
Moss Creek Recreation Area is a seasonal day-use area with basic amenities, including picnic tables and a vault toilet. There are no concessions or equipment rentals, so be sure to bring everything you’ll need for your visit, including drinking water, sunscreen, snacks, and towels.
Because the shoreline is covered with small pebbles instead of sand, many visitors find water shoes more comfortable for entering and leaving the lake. Swimming is at your own risk, and children should always be supervised while in or near the water.
One final tip: help keep Moss Creek just as beautiful as you found it by packing out everything you bring with you. It’s one of those places that stays special because visitors take care of it.
Moss Creek Recreation Area is located at the end of Forest Service Road 106 inside Land Between the Lakes National Recreation Area on the shores of Kentucky Lake.
Yes. Moss Creek is one of the most popular swimming areas inside Land Between the Lakes. Swimming is permitted at your own risk.
No. Moss Creek features a natural pebble shoreline rather than a sandy beach, giving it a different feel than many of the area's public swimming beaches.
Bring towels, sunscreen, drinking water, snacks or a picnic, and water shoes if you prefer extra comfort on the pebble shoreline. Since amenities are limited, it's best to arrive prepared for your day by the lake.
